Wednesday, November 20, 2013

In Stance on Renewal of Old Health Policies, States Run the Gamut

   President Obama said a few days that millions of consumers should be able to keep their old insurance plans for another year, even if they did not meet the requirements of his health care law.
Obama has been finding supporters from other states although they aren't much allies in this health care plan. Four states that are led by Republican governors have opposed the health care law and eight states that also said that they will not carry out the plan six are Democratic states. The new plan is being offered under the affordable care Act require that insurers cover a wider rang of benefits than many of old plans. The insurers are prohibited from turning down people with  existing medical problems. Mr. Obama announced last week that after the political uproar  prompted by millions of consumers' receiving notices that there health plans were being discontinued because they no longer complied with the law. Many states with low numbers such cancellation were those that had let insurers temporarily avoid the laws requirements by offering early renewal of existing though next year. The goal was to smooth the transition for consumers, commissioners in those states said.
   Mike Chaney an insurance commissioner in Republican- led by Mississippi, who said "it turned out to be a good decision." He also mentioned that fewer than 500 people in his state received notice of discontinued policies because he encouraged the major insurers to offer the option of renewing for an additional year. The next thing he mentioned that insurers could have chosen to cancel policies in his state but also mentions that he would have harmed them.
Florida's largest insurer, decided to discontinue the plans of about 300,000 people including 40,000 whose coverage will end by January 1st. Now it is working to offer those customers the option of extending their plans for an additional year under president Obama's proposal. Proponents of the healthcare plan including several states that have most enthusiastically embraced it, have argued that renewing old plans will undermine the success of fledging insurance marketplace. They also asserted that some of the plans have fewer benefits than new ones devised to comply with the new law.
New York said that it did not plan to allow the estimated 100,000 canceled policies to be renewed.

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